The Andorran Investor | Never get married!

Member TOS Page


  • Required data: Username, Password and E-mail address. That’s the minimum required information to create an account in my site.
  • Through the internet: SSL connection is used to communicate with the website, which means that all the personal data that goes to and from the website is encrypted and secure.
  • Change: You can always change your password or e-mail address. Your chosen username must not be used by another user.
  • On the server: Your password is stored in an encrypted form on the server.
  • Third parties: Your e-mail address will never be shared with or sold to third parties.
  • Publicity: Your username is always public and can be seen by any other user.

Cookies and Local Storage

  • Why? Cookies are used to store your session data, so you can stay logged in to the website. Local storage can be used for caching some HTML data because this storage is persistent and allows around 2MB (or more) data to be stored.
  • Personal data: No sensitive data is stored in cookies or local storage, such as your name, password or e-mail.
  • Third parties: Some trackers might be used to keep track of visitors. Cookies can be used to store visitor’s sessions data. No Google, Facebook or other mainstream third party services are used.
  • Local storage: If local storage is available in your browser, it is used to keep JavaScript files, HTML templates and temporary system data.
  • Help and Support: Any subscriber can ask for support and/or help for additional information. I will try to answer within two working days.

Money and Payments

  • Payments: My website accepts payments only through a third party money processor through their payment gateway. When you make a payment, you are redirected to their website. is NOT a money processor and cannot operate with your credit card or bank account, as well as doesn’t store that information.
  • How fast?: Payments are usually executed within minutes, if not instantly. Payment should be completed within 24 hours in all cases. If that’s not your case, please contact the money processor’s support service.
  • Money back policy: I know my payment refund policy is strict, but also honest and transparent. I will refund your payment if, and only if:
    a) My investments: You can prove any data offered by any of my sources of signals is wrong (no typo errors will be considered). This proof must be supported by a third party public agent (like,, etc.). In that case, the last or current subscription fee for that source of signals will be fully refunded.
    b) fxDreema course: The agreed amount of classes has not been reached and the fxDreema site is not operative any more. Full refund.
  • Risk of money loss: I am NOT a financial advisor. No information in this website must be interpreted or understood as financial advice. I will not accept liability for any loss or damage which may arise directly or indirectly from use of or reliance on such information